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Joint Life (Dampatti Suraksha)

Salient Features :

  • This policy will acquire paid-up value or surrender value
  • This policy will be eligible for loan
  • This Policy will have maturity value
  • This policy will participate in profits

  • Minimum age at entry: 18 years (lower age among husband and wife -16 years)
  • Maximum age at entry: 50 years
  • Minimum Term: 15 years
  • Maximum Term: 30 years
  • Maximum Policy Maturity Age: 65 Years
  • Minimum Sum Assured: Rs. 50,000
  • Maximum Sum Assured: According to the financial condition of the life to be assured.
  • Premium Paying Mode: Yearly, Half-yearly, Quarterly.

Extras/Rebates of Sum Assured Amount:

Rebates on Large Sum Assured
  • SA Rs. 151,000 to Rs 300,000 : Rs 1 in Basic Premium
  • SA Rs. 301,000 to Rs 500,000 : Rs 1.5 in Basic Premium
  • SA Rs. 501,000 and above : Rs 2 in Basic Premium

Rebates/Extra on Mode of Payment
  • Yearly : no discount
  • Half Yearly : Extra 3%
  • Quarterly : Extra 4%

Death Benefits:

  • In case of Death of the Life Assured of any one among two within Policy Term, full sum Assured will be paid.
  • Within Policy Term in case of death of another life assured, full Sum Assured with vested Bonus will be paid.
  • By the end of Policy Term, in case of one assured alive Full Sum assured with vested bonus will be paid.
  • By the end of Policy Term, in case of both assured alive, Full Sum assured with vested bonus will be paid.

Riders :

  • ADB with additional price

First Policy Issued Date :

  • 2070/07/11

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Last Updated Date : 11-20-2016, 2073 Mangsir 20